When you've planned ahead for future financial burdens inseparable from life, you can continue to focus on what matters most, family. At Insured Care we make the claims process as painless as possible.
Fill out our online form below or reach out to us at claims@insured.care. Provide a few details about the insured and yourself, and we will follow up with you as soon as possible, usually within 2 business days*
Complete a slight amount of forms, returning them back to us with any required documents*
We’ll review or submit your claim and keep you informed*
Virginia, United States
The process of life insurance claims generally involves the following steps:
1. Notification: The beneficiary or the policyholder's representative must contact the insurance company or the policy holder's agent to inform them of the policyholder's death and initiate the claims process. The insurance company may require certain documents, such as the death certificate, to be submitted at this stage.
2. Claim forms: The insurance company will provide claim forms that need to be completed by the beneficiary or the policyholder's representative. These forms usually require information about the policyholder, the cause and date of death, and details of the beneficiaries.
3. Documentation: Along with the completed claim forms, the insurance company may require additional documents to support the claim. This may include the policy documents, medical records, police reports (in case of accidental death), or any other evidence required to verify the claim.
4. Review and verification: Upon receiving the claim forms and supporting documents, the insurance company will review and verify the information provided. They may also conduct investigations, if needed, to ensure the claim is valid.
5. Processing: Once the claim has been verified and approved, the insurance company will proceed with processing the claim. This involves calculating the payout amount based on the policy terms and conditions.
6. Payout: After processing the claim, the insurance company will issue payout to the beneficiary or beneficiaries named in the policy. The payout can be made as a lump or in installments, depending on the policy and the beneficiary's preference.